We're in your corner.
Products & Services
Auto Insurance
In Ontario the minimum liability limits you can carry is $200,000. Basic Automobile Insurance in the Province of Ontario is:- Liability Coverage
- Accident Benefits Coverage
- Uninsured Automobile Coverage
- Direct Compensation - Property Damage Coverage
Why go beyond the basic coverage? When you think about it, the potential consequences of a serious accident can be staggering. Damage to property and/or personal injury can easily exceed the basic provincial minimums. Also, should you have an accident in the United States, your liability coverage needs to be converted to American dollars, reducing it substantially. Being under-insured is a risk you simply cannot afford.
Managing your Risks
At DLK we recommend that all our clients carry at least $2,000,000 in liability coverage. The increased cost over the basic, mandatory coverage is minimal.You also have optional coverage against loss of, or damage to, your automobile caused by collision, fire, theft and a variety of other unpredictable risks. There are also several optional accident benefits coverages such as increasing the medical/rehabilitation, loss of income coverage. Your broker at DLK will go over these options and recommend coverage based on your needs.
